Hitachi vs EPS ATM Franchise: Which One Is Better in 2025?
If you are comparing Hitachi ATM franchise vs EPS ATM franchise, you are not just choosing a brand — you are choosing a business model.
Before selecting any operator, you should first understand how ATM franchise profitability works in India . Profit depends on transaction volume, location strength, cost control, and revenue-sharing structure — not just brand name.
This 2025 comparison breaks down cost, deposit, space requirement, onboarding speed, and ROI potential — clearly and practically.
Hitachi vs EPS ATM Franchise Comparison (2025)
| Parameter | Hitachi Money Spot | EPS ATM Franchise |
|---|---|---|
| Security Deposit | ₹2 – ₹3 lakh (varies by city) | ₹2 – ₹3 lakh (model dependent) |
| Total Investment | ₹3 – ₹5 lakh approx | ₹3 – ₹5 lakh approx |
| Space Requirement | 6x6 ft to 8x10 ft preferred | 4x4 ft to 6x6 ft possible (shop-in-shop model) |
| Onboarding Time | 3–4 weeks typical | 10–15 days (site cleared) |
| Revenue Model | Interchange-based sharing | Interchange-based sharing |
| Ideal For | Standalone dedicated ATM space | Retail shop owners & compact locations |
Both operate under RBI-compliant White Label ATM frameworks. The main difference lies in flexibility and space efficiency.
1. Space Efficiency: Full Cabin vs Shop-in-Shop
Hitachi commonly prefers a dedicated ATM cabin setup. This works well in high-visibility commercial areas but increases rental commitment.
EPS offers a compact shop-in-shop format, allowing small retailers to convert unused corners into revenue-generating ATM space.
If your location has limited spare area, space flexibility becomes a decisive factor.
2. Cost & Capital Efficiency
Both models typically fall within the ₹3–₹5 lakh investment range. Break-even depends on daily transactions.
To understand how transaction volume impacts ROI, see the detailed guide on ATM Franchise Profitability in India .
Lower rental burden = higher net profit margin.
3. RBI Compliance & Operational Standards (2025)
Both operators must comply with RBI rules including:
- 98%+ uptime target
- 90-day CCTV recording
- Cassette-swap cash loading
- Wheelchair accessibility where possible
Compliance is mandatory. Profitability depends on uptime and transaction consistency.
4. Location Performance Examples
- Tier-3 market: 160–190 transactions/day
- Petrol pump highway location: 200+ daily transactions
- Hospital frontage: 140+ daily transactions
The operator matters less than location intelligence. High footfall always beats brand reputation.
Which ATM Franchise Is Better in 2025?
Choose Hitachi if:
- You have a dedicated commercial space
- You prefer a structured corporate model
- Location has strong standalone visibility
Choose EPS if:
- You run a retail shop
- You want faster onboarding
- You prefer compact installation
- You want space flexibility
Want to Evaluate Your Location First?
Understand cost, ROI timeline, and eligibility before selecting an operator.
Check Cost & Requirements Apply for ATM FranchiseFinal Verdict
There is no “best” ATM franchise universally. The best model is the one that fits your space, capital, and transaction potential.
In 2025, profitability is driven by daily volume, cost control, and uptime — not by brand name alone.